Debbie stays on top of the Real Estate market in San Diego County, she actively studies the market areas to stay on top of current values and can help sellers to realize top dollar for their properties by making strategic improvements before they list their homes. Deb is an education 'junkie'; she recently completed her GRI, Graduate Realtor Institute to better serve her clients with increased knowledge of real estate from contracts and disclosures to financing, construction and real estate investment. As an Accredited Buyer Representative (ABR) Deb has received specific education for representing San Diego County home buyers with tools that will protect her buyer clients and give them the best representation in a purchase transaction. Deb is also a professional Stager and Feng Shui consultant, recently completed her Certified Negotiation Expert (CNE), and Short Sale Foreclosure Resource (SFR) trainings. These skills are especially beneficial to sellers in realizing the highest price and quickest sales on their properties. She can also guide her buyers toward the properties with the greatest potential for peaceful and prosperous living in their new homes!

Distressed homeowners are a large percentage of the housing market today. Considering the past years of easy financing and the buyer frenzy of the early-mid 2000's many homeowners have found themselves in trouble and don't know where to turn for answers. Debbie has specialized in helping these homeowners to get out from under properties they can no longer afford by negotiating "short sales" with their lenders. This allows the homeowner to avoid the 'foreclosure' mark on their credit and in most cases she can get them back into the market as a homeowner within the next 18 months to 2 years. Debbie has vast knowledge of where to help her homeowners find answers to questions regarding loan modifications, foreclosure rules and time frames, credit consequences and how to repair credit and negotiate lower payoffs, tax consequences of short sale v.s foreclosure or BK.  This is a whole new realm of the housing market and its the agent's job to help the client find the answers they need to make the correct decisions for their situation.

First time home buyers, move up buyers, and investors are all very active in today's market with the high inventory of affordable homes now in San Diego County. Each buyer requires specific property types and Deb has the expertise and experience to help these buyers make good decisions in their purchases. First time home buyers face a world they have never been in before- it can be overwhelming! Deb helps them to stay on track with their priorities in their home search. Inpections, title, escrow and contracts can overwhelm and make a first time buyer very nervous, Debbie spends the time to educate her clients so they can make informed decisions.

Investor buyers are a very specialized buyer that need market information such as 'after repair value' and time/money values to make their buying decisions. Debbie, a real estate investor herself, understands the questions that investor buyers need to have answers to before making their purchases.

Debbie found us about 2 weeks before our foreclosure date; we had walked away from our house and moved on. She explained how she could help us avoid the foreclosure on our credit by short selling our house. With a little effort on our part to get Debbie the paperwork she needed we were able to get our house sold in about 2 1/2 months time and we avoided 7 years of bad credit by not having a foreclosure on our credit. Debbie let us know what was happening every step of the way and made the process really easy. We are thankful to have found her and highly recommend her to all our friends!      The Lowes  Escondido CA

 Deb has impressed us with the way she does business from the day we met her. Her approach to listing our home was something we had never experienced before and resulted in getting us the best price and the quickest sale on our home netting us more money than we had expected. Deb takes the time to explain the process, her communication was as promised and we felt well cared for through the entire process. I am sure there are many things that Deb does for her clients that go way beyond what other agents would do. This has been a great experience!  Bill B. San Diego

We never thought we could be homeowners. Deb took the time to find out about our situation and help us get in a position to qualify to purchase a home. She educated us on the process so we felt comfortable knowing what was going to happen and what we needed to do. She kept us focused on our "perfect home list", pointing out pros and cons of each house we looked at. Almost one year to the date Deb was giving us the keys to OUR new home, we couldn't be happier! W. & I. Young  Ramona, CA