Just an add on for my previous post this morning..
Save yourself the $299 fee to get HAFA certified. All the information you need is located at www.hafahelp.info
All the details of the program and forms etc. Take note to the fact that your commission can be compromised if "the servicer retains a vendor to assist the listing broker, the vendor must be paid a specified amount from the commission." One could wonder who the 'vendors' might be and what is the 'specified amount' going to be?
Deb Espinoza GRI, ABR, ePro, SFR, CNE
Stage Presence Homes
DebSDRealEstatePro@gmail.com

Thanks for he ehads up... I am tired of everyone trying to reach in realtors pockets!
you're welcome Shanna! We gotta look out for each other :-)